How can a dental plan be smart? Let's count the ways.
The Evidence-Based Integrated Care Plan provides extra care for people with medical conditions (like heart disease, diabetes, and kidney disease) that have oral-health implications. This category-leading plan feature incorporates the latest oral-health research into a benefit enhancement that helps improve the health of your teeth and gums – and your whole body.
People who are pregnant or have diabetes, cancer, kidney failure, heart conditions, suppressed immune systems or progressive periodontal disease may not know of the connection between those conditions and good oral health.
EBICP gives them extra dental care to help manage their conditions.
Maximum Benefit Bonus
Imagine if your employees could put up to $700 a year into a savings account for future dental care! With Maximum Benefit Bonus, they can.
Members who see their dentist for diagnostic, preventive and simple restorative work often don’t need or use their full dental benefit. MBB rewards them with a bonus account that can be accessed if and when their dental provider recommends additional work.
When eligible members use less than 50% of their annual maximum (other conditions apply), they can add 25%-35% of their maximum into the MBB account, depending on whether they use a Delta Dental Premier or Delta Dental PPO provider.
Implant Coverage
Implant coverage is now standard for non-pooled, fully insured groups, and normally costs nothing extra.
In most plans, implants are covered at the same level as fixed bridges and removable partial and complete dentures.
Groups interested in implant coverage can ask for it at their policy renewal. Contact your agent or Delta Dental sales representative to include your group.
Reduced X-Ray Frequency
The Department of Health and Human Services, the Food and Drug Administration and the American Dental Association agree: Patients at low risk for chronic oral disease should be exposed to X-rays less frequently.
Delta Dental of Wisconsin recommends bitewing X-rays a maximum of once a year, and full-mouth X-rays every five years. If your group has standard coverage, Delta Dental can lower your costs when your X-ray frequency falls within those recommendations.
Read more about dental radiation in our white paper, “Modifying the Frequency of Dental Radiographs.”
Increased Sealant Coverage
Properly applied by your dental professional, sealants protect your child’s teeth and reduce the need for fillings by as much as 72%.
Our Expanded Sealant Coverage, designed especially for patients six to 18 years of age, prevents fillings and saves money over the long haul. The lifetime cost of a filling exceeds $2,000. Sealants address the “root” of the problem before fillings become necessary.
CheckUp Plus™
We want members to see their dentists for your regular checkups, exams and cleanings. If they do, CheckUp Plus™ won’t count those costs against their annual maximum– leaving them more flexibility for care they might need later.
CheckUp Plus™ is a great way to promote overall wellness, especially as the medical community finds out more about the link between oral health and full body health. Call us or talk to your agent about CheckUp Plus™.
